54 free US insurance calculators. No signup.
Know what insurance actually costs before you talk to an agent
Live-updating calculators for auto, home, health, and Medicare costs in the United States. Every figure traces to a published source, no invented numbers, ever.
Sourced from III, NAIC, state DOI, and CMS data. Reviewed by a licensed agent.
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Find the right calculator fast
Auto & Driving
SR-22, FR-44, state minimums, and other driving-record and liability tools.
18 calculators →
Health & Medicare
COBRA, Medicare enrollment penalties, and health plan waiting periods.
9 calculators →
Home
FAIR Plan and other home-coverage cost tools.
9 calculators →
General & Any Policy
Deductibles, bundling, claims, lapses, and umbrella coverage, across any policy type.
11 calculators →
Life & Income Protection
Term life needs and income-protection tools for you and your family.
5 calculators →
Business
Liability, workers comp, and other tools for insuring a small business.
2 calculators →
Start with one of these
Umbrella Insurance Need Calculator
Find out how much umbrella liability coverage your assets and income actually need.
SR-22 Insurance Cost Calculator
Estimate what an SR-22 filing adds to your auto insurance, by state.
COBRA Insurance Cost Calculator
Calculate your exact COBRA premium under the federal 102% rule after leaving a job.
Medicare Part B Late Enrollment Penalty Calculator
See your lifetime Part B late enrollment penalty based on months without coverage.
Multi-Policy Bundling Discount Estimator
Estimate how much bundling home, auto, or renters with one insurer could save you.
State FAIR Plan Home Insurance Cost Estimator
Check if your state has a FAIR Plan and what it typically costs versus standard coverage.
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Every result opens into a plain-language breakdown of the exact math and the sources behind it.